Disclosures

Not a lender

Foothold is a commercial financing broker. We match your business with third-party lenders. We do not lend money, approve applications, or set rates or terms. Approval and terms are decided by the lender and are not guaranteed.

Compensation

Lenders pay Foothold a fee for successful matches. Our service is free to you. We may be paid more by some lenders than others; our matching aims for fit, and you always choose whether to proceed.

Credit inquiries

Seeing your options uses a soft credit inquiry, which does not affect your credit score. If you proceed with a lender, that lender may run a hard inquiry — they will tell you before it happens.

Estimates

Ranges, match labels, and speed estimates on this site describe typical outcomes across our network. They are illustrative, not commitments. Your numbers come in writing from the lender.

State disclosure laws

Some states — including California and New York — require lenders to give you standardized cost disclosures when they extend a specific offer of commercial financing, and in California you must receive and sign them before the deal is finalized. Whatever state you're in, get every cost in writing before you commit.

Communications

If you check the contact-consent box, Foothold and matched lenders may call or text you about your request, including with automated systems. That consent is optional and not a condition of using this service. Reply STOP to any text to opt out, or tell your advisor.