Business loans
Equipment financing
Trucks, machines, ovens, rigs — the equipment secures the loan, so approval leans on the asset.
See your options
No credit impact · About 2 minutes
- Amounts
- $10K – $2M
- Terms
- 2 – 7 years
- Speed
- 2 – 5 days
Typical ranges across our lender network — your numbers come in writing from the lender.
Best for
- Replacing equipment that pays for itself
- Adding vehicles to a fleet
- Upgrading without draining cash reserves
Often workable from
- 6+ months in business
- The asset does the heavy lifting
- Flexible on credit
Published because most brokers won't. Under these? The funnel shows your fastest path instead of a dead end.
Questions
New or used equipment?
Both. Used equipment is financed every day — lenders mostly care about the asset holding value.
Do I need a down payment?
Often 0–20% depending on credit and the asset. Many deals fund at 100% of the equipment cost.
What if my credit is rough?
Because the equipment secures the loan, equipment lenders are often the most flexible on personal credit.