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Business loans

Invoice factoring

Turn unpaid invoices into cash now instead of waiting 30–90 days to get paid.

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No credit impact · About 2 minutes

Amounts
$10K – $1M
Terms
Per invoice
Speed
As fast as 24 hours

Typical ranges across our lender network — your numbers come in writing from the lender.

Best for

  • B2B businesses with slow-paying customers
  • Covering costs while invoices sit
  • Growing without taking on a loan

Often workable from

  • B2B invoices on terms
  • Your customers' credit matters most
  • Open to newer businesses

Published because most brokers won't. Under these? The funnel shows your fastest path instead of a dead end.

Questions

Is factoring a loan?

No — you're selling invoices at a discount, not borrowing. Your customers' credit matters more than yours.

Will my customers know?

Depends on the arrangement. Some factors collect directly; others stay invisible. We match to your preference.

What does it cost?

Factors buy invoices at a discount that depends on invoice size and payer reliability. The full cost is in writing before you commit.