Business loans
Working capital
Cash for day-to-day operations — payroll, rent, inventory, the gap between busy and paid.
No credit impact · About 2 minutes
- Amounts
- $10K – $500K
- Terms
- 6 – 24 months
- Speed
- As fast as 24 hours
Typical ranges across our lender network — your numbers come in writing from the lender.
Best for
- Covering payroll or rent through a slow month
- Stocking up before a busy season
- Saying yes to a big order
Often workable from
- 6+ months in business
- $10K+ monthly revenue
- Credit from the mid-500s
Published because most brokers won't. Under these? The funnel shows your fastest path instead of a dead end.
Questions
How fast can I get funds?
Many lenders in our network fund within 24–72 hours of a signed agreement. Your timeline depends on the lender and how quickly documents come together.
What do I need to qualify?
Most working capital lenders look for 6+ months in business, steady monthly revenue, and a business bank account. Weaker credit is workable when revenue is solid.
Will checking my options affect my credit?
No. Seeing your options uses a soft inquiry only. A lender runs a hard inquiry only if you decide to move forward with them.