Business loans
Term loans & SBA
A lump sum with a fixed schedule — for bigger moves at a lower cost of capital.
See your options
No credit impact · About 2 minutes
- Amounts
- $25K – $5M
- Terms
- 1 – 25 years
- Speed
- Days to weeks
Typical ranges across our lender network — your numbers come in writing from the lender.
Best for
- Opening a second location
- Buying out a partner
- Consolidating more expensive debt
Often workable from
- 2+ years in business
- $200K+ annual revenue
- 650+ personal credit
Published because most brokers won't. Under these? The funnel shows your fastest path instead of a dead end.
Questions
Term loan or SBA — which one?
SBA loans usually cost less but take longer and ask for more paperwork. A conventional term loan closes faster. We match you based on how soon you need the money.
What credit do I need?
Most term lenders want a 650+ personal score and 2+ years in business. SBA programs can be more flexible on credit when the business is strong.
Is there a fee to apply?
No. Foothold is free to use — lenders pay us for successful matches. Any lender fees appear in writing before you commit.